The Senior GGL Business
Development Officer will drive growth and business opportunities by developing
and maintaining relationships with key stakeholders, including small business
owners, financial institutions, and community organizations. This position
requires a deep understanding of Small Business Administration (SBA) and USDA
products and services, as well as the ability to analyze market trends and
identify opportunities to shape the future of the company's GGL lending
portfolio.
Essential Duties and
Responsibilities (Other duties may be assigned.)
* Follow bank
policies and procedures, security guidelines, and comply with all federal,
state and local regulations. Includes
coordinating with legal counsel and bank operating departments to ensure
adherence to laws and regulations relating to new and/or revised bank products
and services.
* Develop and
implement strategic plans, such as marketing strategies and client acquisition
plans, to increase GGL loans, deposit origination, and market share.
* Educate small
business owners about GGL loan products, eligibility requirements, and the
application process.
* Prepare and
present proposals to potential clients, ensuring a thorough understanding of
their business needs and how GGL products can meet them.
* Prepare and
present loan requests to credit administration and management.
* Assume ownership
of customer problems to achieve resolution.
* Prepare reports
and presentations for management on business development activities, results,
and market insights.
* Promote business
for the Bank by maintaining good customer relations and referring customers to
appropriate staff for new services using
Bank-endorsed techniques and processes. This includes referrals to other lines
of business, such as FCFC and Mortgage.
* Support the Bank's CRA Officer by reporting CRA data.
* Build and maintain relationships with small business
owners, including outreach to prospective clients and networking within the
community.
* Bachelor's degree, or at least 5 years of related
experience, or an equivalent combination of education and experience.
* Effective oral and written communication skills.
* Effective interviewing skills.
* Ability to speak effectively before groups.
* Ability to compute basic to moderately complex math
calculations.
* Basic problem-solving and analytical skills. Ability to interpret a variety of
instructions furnished in written, oral, diagram, or schedule form.Proficiency in using personal computers and office
products (e.g., Word, Excel).
FIRST COMMUNITY BANK (SC) is an EEO Employer - M/F/Disability/Protected Veteran Status