Specialty Banking - Lending Assistant

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity, and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization, and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

As a Lending Assistant you will assist and provide support to the Relationship Officers and the Banking Managers to achieve loan production and portfolio management goals. You will also assist with loan advances & loan payments, prepare loan files for closing to ensure accuracy and completeness. Once a file is complete, coordinate with the loan documentation group for loan documentation prep. You will review loan documents for accuracy per credit approval and assist Relationship Officers in reviewing loan closing settlement statements.

Other responsibilities include taking the lead with the title company on ordering preliminary reports, endorsements, recordings and searches. Prepare the title company instruction letter as well as order, review, and process business organizational documents.

You will coordinate the ordering, delivery, and review of third-party reports, including appraisals, environmental investigations, title work, UCC filings, flood searches, insurance requirements, credit reports and other reports as required.

As a Lending Assistant, you will also track and provide loan processing statistics and reports as needed, set and manage loan ticklers and follow-up on post-close items, while performing internal loan file post-close audits. You will handle change-in-terms requests, collateral releases, and paid loan file processing per bank procedure and credit approval, oversee and maintain loan fee GL account for the Banking Center. As well as pay invoices for 3rd party reports and other invoices.

Additionally, in this role of a Lending Assistant, you will assist in construction loan draws, ordering property inspections, and handling loan disbursements. Additionally, you will prepare cashier's check and/or wires for client when authorized and ensure interest reserve payments are being made on all construction loans within the Banking Center. Duties also include following up on post-closing, obtaining final title policy, titles, post UCC searches, insurance validation, scanning information to maintain up-to-date record keeping, while preparing and quoting loan payoffs, late fee reports in collaboration with the Relationship Officer and Banking Center Manager. It is important to maintain general knowledge of bank lending policy, standards, and documents. Lastly, you will attend and participate in meetings and training sessions as assigned.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• High School diploma or GED.
• 3+ years of banking experience.

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• 5+ years of successful commercial or small business lending space.
• 3+ years in lending documentation/assisting experience.

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
• Ability to think creatively and meet challenges with resourcefulness.
• Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Ability to make sound and timely decisions, to consistently deliver on commitments and assume responsibility for results.
• Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
• Carries oneself in a professional manner both inside and outside the bank, representing the bank in a professional manner at all times.
• Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• We are committed to our core value of meritocracy and supporting our associates in growing within their role.
• When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.

• Office setting with traditional hours.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).

• Must be able to sit at a desk for an extended period of time.

• Must be able to work overtime to the extent necessary.

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.