New

Credit Review and Assessment

Daimler Truck North America
paid time off, relocation assistance

Apr 17, 2026
Inside the Role The Regional Credit Analyst is a junior level role working with a Senior specialist in the Region Credit team. This role will be responsible for supporting credit risk management across an assigned region, with a strong focus on high-quality analysis, communication skills, and presentation skills. This role partners closely with our markets, risk team members, and business teams to assess credit exposure, monitor portfolio risk, and prepare board- and executive-level materials. The ideal candidate brings hands-on experience in dealer or commercial credit, financial statement analysis, and broader credit topics. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Travel - minimum to 5%. Pay offered dependent on knowledge, skills, andexperience Benefits include annual bonus program; 401kcompany contribution with company match up to6% as well as non-elective company contribution of3 - 7% depending on age;starting at 4 weeks paidvacation; 15 calendar holidays; 8 weeks paidparental leave; employee assistance program;comprehensive healthcare plans and wellnessprograms; onsite fitness (at some locations); tuitionassistance and volunteer paid time off; short-termand long-term disability plans. What you Drive at DTFS Credit Analysis & Risk Management Perform in-depth reviews of credit files, including dealers, corporates, and other credit exposures within the North America region. Assess financial statements, cash flow, leverage, liquidity, and key credit metrics to support credit decisions. Support credit approvals, renewals, limits, and ongoing credit reviews in accordance with policy and risk appetite. Monitor regional credit portfolios, high line of credits, identify emerging risks, and escalate concerns with clear recommendations. Board & Executive-Level Reporting Develop clear, concise, and visually compelling PowerPoint presentations for board-level and senior management forums. Translate complex credit and market risks into executive-ready narratives and insights. Prepare regional credit updates, portfolio trends, stress scenarios, and ad hoc analysis/reporting for leadership. Markets & Business Partnership Partner closely with business teams to understand credit scenarios and customer needs and provide credit guidance on new transactions, structures, and evolving market conditions. Understand credit processes and pain points of credit teams to help optimize processes as needed. Governance & Controls Ensure compliance with internal credit policies, procedures, global rules and expectations. Contribute to audits, regulatory reviews, and internal risk governance processes. Support enhancements to credit frameworks, reporting, and analytics. Knowledge You Should Bring: BS/BA and prefer 2-4 years of relevant experience or6 years of relevant experience (credit analysis, credit risk, or a related risk management role). Must be able to read, write, and speak Spanish. Experience with dealer or commercial credit, financial statement analysis, and credit underwriting. Proven ability to create PowerPoint presentations with clear messaging. Understanding of credit risk concepts, market dynamics, and portfolio risk. Strong written and verbal communication skills, with the ability to influence stakeholders. An Exceptional Candidate might have: Exposure to multiple credit asset classes (corporate, dealer, wholesale, or structured credit). Advanced Excel and PowerPoint skills; experience with credit systems, AI or risk tools a plus. Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US, Fort Mill, SC US. Relocation assistance is not available for this position. Schedule Type: Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration. Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between. To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life. Additional Information Applicants must be legally authorized to work permanently in the country of posting Final candidate must successfully complete a criminal background check Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions EEO - Disabled/Veterans Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status. For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935