Real Estate Relationship Manager II

Job description:

Essential Functions

The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.

• Develop sales leads independently and by cooperation with the Business Development officer and Branch Managers to attain new business relationships and product sales.
• Manage a loan portfolio of existing clients and monitor loan quality; Be responsible for all aspects of loan administration for this portfolio, including receipt of financial information, updating risk ratings, and ensuring timely renewals of lines of credit.
• Oversee and ensure accuracy and performance of loan administration and processes, such as receipt of applications from prospective applicants, completeness of loan packages, and timely processing, funding, and closing of committed loans.
• Interview applicant(s) and request specified information for loan application.
• Request applicant credit reports, background checks, reference checks, and other information pertinent to loan applicants' evaluations.
• Analyze applicant financial status, credit, banking status, and other information to determine feasibility of granting a loan.
• Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
• Present loans to appropriate approving authority or Loan Committee for approval.
• Call and visit customers, prospects, and referral sources / centers of influence (COIs) to promote and sell Bank products and services.
• Respond to customer information requests or inquiries involving small business loans.
• Provide loan data to support marketing and sales promotion programs as required.
• Promote and cross-sell other Bank products and services as appropriate to customer requirements, such as Business Checking and Cash Management.

Penn community Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.