Credit Analyst

Your Job

Koch Minerals & Trading (KMT) and Koch Ag & Energy Solutions (KAES) are seeking a highly motivated Credit Analyst to join our integrated team. We seek candidates with strong analytical skills and an understanding of credit risk, as well as a passion for applying technology solutions to enhance our credit capabilities. The Credit Analyst will play a key role in supporting our fast-paced global commodity trading & fertilizer production businesses, working closely with global risk and commercial team members, as well as counterparties' finance professionals. The successful candidate will apply strong critical thinking, attention to detail, written and verbal communication, and a collaborative approach to understand, communicate and optimize credit risks.

Our Team

Our Credit team is an experienced group of risk professionals, with team members in the US, Europe and Asia. This team partners with trading and commercial teams globally to support their business visions and optimize credit risks in their portfolios. The integration of KMT and KAES creates a unique opportunity for our team to support a diverse group of companies from production to trading.

What You Will Do

• Develop strong understanding of new and existing counterparties' credit risk profiles
• Identify and communicate credit risk drivers to support credit exposure decisions
• Partner with risk and commercial teams to understand and optimize reward/risk tradeoffs in counterparty relationships to drive decisions aligned with Koch's risk philosophy
• Recommend and approve credit limits supported by the risk point of view
• Develop and implement improvements to credit processes and systems
• Leverage data, automation, and emerging technologies to streamline credit processes, improve risk assessments, and drive value-added insights
• Build and maintain relationships with counterparties to support credit risk analysis and credit negotiations
• Manage counterparty exposures within approved limits, including by obtaining letters of credit and other collateral
• Perform Anti-Money Laundering (AML) / Know Your Customer (KYC) vetting on counterparties and reply to incoming AML/KYC requests

Who You Are (Basic Qualifications)

• Experience analyzing corporate financial statements (professional or academic setting)
• Bachelor's degree in Finance, Accounting, Economics, or other business-related field
  
  

What Will Put You Ahead

• Credit analysis experience at a commodity trading firm, commodity marketer or producer, or bank
• Experience applying technology solutions for data visualization and automation (e.g. PowerBI, PowerQuery, Alteryx) and/or generative AI

This role is not eligible for employment visa sponsorship.

At Koch companies, we are entrepreneurs. This means we openly challenge the status quo, find new ways to create value and get rewarded for our individual contributions. Any compensation range provided for a role is an estimate determined by available market data. The actual amount may be higher or lower than the range provided considering each candidate's knowledge, skills, abilities, and geographic location. If you have questions, please speak to your recruiter about the flexibility and detail of our compensation philosophy.

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Hiring Philosophy

All Koch companies value diversity of thought, perspectives, aptitudes, experiences, and backgrounds. We are Military Ready and Second Chance employers. Learn more about our hiring philosophy here.

Who We Are

As a Koch company, Koch Ag & Energy Solutions (KAES) is a global provider of value-added solutions for the agriculture, turf and ornamental, energy and chemical markets. From agriculture to energy, KAES makes things grow better with plant nutrient and biological technologies. Our team of innovators unleash their potential while developing the technologies that feed and power the world.

At Koch, employees are empowered to do what they do best to make life better. Learn how our business philosophy helps employees unleash their potential while creating value for themselves and the company.

Our Benefits

Our goal is for each employee, and their families, to live fulfilling and healthy lives. We provide essential resources and support to build and maintain physical, financial, and emotional strength - focusing on overall wellbeing so you can focus on what matters most. Our benefits plan includes - medical, dental, vision, flexible spending and health savings accounts, life insurance, ADD, disability, retirement, paid vacation/time off, educational assistance, and may also include infertility assistance, paid parental leave and adoption assistance. Specific eligibility criteria is set by the applicable Summary Plan Description, policy or guideline and benefits may vary by geographic region. If you have questions on what benefits apply to you, please speak to your recruiter.

Additionally, everyone has individual work and personal needs. We seek to enable the best work environment that helps you and the business work together to produce superior results.

Equal Opportunities

Equal Opportunity Employer, including disability and protected veteran status. Except where prohibited by state law, some offers of employment are conditioned upon successfully passing a drug test. This employer uses E-Verify. Please click here for additional information. (For Illinois E-Verify information click here, aqui, or tu).