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Specialist, Card Services - Clifton, NJ

Valley National Bank
$20.10 - $33.37 / hr
paid time off
United States, New Jersey, Clifton
925 Allwood Road (Show on map)
Aug 19, 2025
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Specialist, Card Services
#25-851
Clifton, New Jersey, United States
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Expected Work Hours
40
Job Description
Responsibilities include, but are not limited to:
  • Reconcile assigned general ledger accounts such as Fraud GL, Visa/MasterCard Credit Card, ATM Card, Debit Card and Visa Gift card daily settlement.
  • Post transactions to appropriate general ledger accounts based on tables.
  • Maintain and reconcile multiple general ledger accounts and DDA accounts. Ensure that settlement and monetary adjustments are proofed and posted promptly and in an accurate manner.
  • Post all cardholder and general ledger adjustments submitted by fraud analysts, dispute representatives, customer service and management.
  • Ensure that all BSA and Compliance requirements are adhered to and assignments are completed in an accurate and timely manner.
  • Ensure that all reports of unauthorized transactions and or account inquiries are responded to and resolved in a prompt and professional manner and are satisfied in accordance with State and Federal Fair Credit Rules and Regulations Z and E.
  • Monitor transaction activity in accordance with prescribed standards.
  • Provide excellent customer service to support and solve internal and external customer issues.
  • Prepare routine reports and correspondence to internal and external customers.
  • Act upon reports of accounts compromised, lost or stolen, and reports of unauthorized transactions, by taking the appropriate action to block, transfer, and establish a replacement account and cards, and participate in the preparation of fraud cases and charge off recommendations.
  • Proactively time manage internal and external customer expectations when communicating and responding to processing request, instructions, inquiries, issues, voicemails, and emails to help maintain relationships.
  • Continued education in all card operations and ever-changing Visa and MasterCard operating rules and regulations.
  • Participate and share in the cross-training of card operation essential duties and responsibilities, and special projects and assignments.
Requirements
Required Skills:
  • Knowledge of Visa and MasterCard Rules and Regulations relative to the settlement of payment and transaction processing.
  • Strong accounting skills; preparation of spreadsheets, daily, weekly, monthly and quarterly audit reports, and wires.
  • Strong Microsoft Office skills; excellent knowledge of Excel.
  • Well organized and detail oriented -- must adhere to strict timeframes for completing assignments.
  • Good Customer Service communication skills, written and oral (internal and external customers).
  • Ability to write routine reports and correspondence.
  • Ability to organize and prioritize assignments.
  • Ability to apply general and basic mathematical skills to daily transactions.
  • Ability to interpret, comprehend and carry out instructions or procedures furnished in written, oral, or diagram form.
  • Experience with and general understanding of databases.
  • Attention to detail with an emphasis on accuracy.
Required Experience:
  • High School diploma or GED required and a minimum of 2 years of experience working with account reconciliation and general ledger.
  • Advanced knowledge and experience with Microsoft Excel (Pivot Tables, compares, formulas, etc.).
  • Must be bonded.
  • Associates Degree in Accounting or an Accounting program certificate preferred.
Full-time/Part-time
Full-time
FLSA
Non-exempt
Location(s).
925 Allwood Rd, Clifton , New Jersey 07012 , United States
Total Rewards Summary
We provide a comprehensive and competitive total rewards package including base salary determined by factors such as the role, relevant experience, skill set, and geographical location. Eligible positions may also be eligible to receive commission-based compensation and/or discretionary incentive compensation, which may be awarded as cash or forfeitable equity, recognizing individual performance and contributions.


In addition to financial compensation, we offer a robust suite of benefits tailored to meet diverse employee needs based on eligibility criteria. These include comprehensive health care and insurance plans, retirement savings options, tuition and adoption reimbursement programs, paid time off, mental health support, and other valuable benefits programs. Further details regarding total compensation and benefits will be shared during the hiring process.
Job Details
Pay Range Pay Range
The estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay.

The actual pay rate will depend on the person's qualifications and experience.
$20.10 - $33.37 / hour
Pay Transparency
In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states; that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.
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