New

Sr. Director, Commercial Real Estate Credit Risk

First National Bank of Omaha
vision insurance, tuition assistance, 401(k)
United States, Nebraska, Omaha
Jul 01, 2025
At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Our Modern, Flexible Workplace: We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs. Summary of the Job: Senior Director of CRE Credit Risk, is a critical credit risk leadership role responsible for establishing and continuously improving the risk assessment process for FNBO loans originated in the CRE business line, for reviewing and approving individual loans within their designated lending authority. This individual will partner with the CRE business line, FNNI's Credit Policy Committee, FNNI's Loan Committee, and FNBO and FNNI's Special Asset Committees, to review and challenge all aspects of CRE loan decisions, including qualitative and quantitative credit analysis, deal structure, terms and conditions. The Senior Director of CRE Credit Risk has the lending authority to approve loans up to an aggregate exposure of $25MM and is responsible for reviewing and guiding the submission of CRE loan approvals to the FNNI Loan Committee. This individual is a voting member of the FNNI Loan Committee and of the FNBO/FNNI Special Asset Committees. About This Role: Key responsibilities of this position include: Partner with cross-functional partners, and stakeholders to deliver sustained growth through prudent risk practices. Participate in due diligence for CRE new and existing customers. Review and approve all loan memos with aggregate exposure up to $25MM. Monitor CRE portfolio quality. Report on relevant portfolio trends to FNBO Credit Leadership and other stakeholders and propose relevant changes in credit policy, concentration limits, risk rating process, as new internal or external trends emerge. Work with CRE leadership to ensure negotiated terms and conditions of all loans adhere to bank policy. Monitor all exceptions, modifications and change in terms for all loans in the portfolio. Work with other Credit Leadership and the business line to identify individuals at the bank that could be possible successors for the role and actively work with them on a development plan. Support the business growth, sales and credit activities in the business line. Deliver on Credit and FNBO strategic initiatives. Represent credit risk management at executive and credit committee meetings (FNNI Credit Policy Committee, FNNI Loan Committee, FNNI/FNBO Special Assets Committee) The Ideal Candidate for This Role: 15+ years of relevant credit risk management or financial services experience required Knowledge of commercial loan P&L dynamics and the interaction of business operations, product configuration and the macroeconomic environment Demonstrated experience in leading change, with a track record of identifying and implementing opportunities to improve business operations and performance Demonstrated success in working across business lines to drive business decisions Working knowledge of the applicable laws and regulations that govern lending in a financial institution Education Level: Bachelor's Degree, Master's Degree preferred in finance, economics Compensation: Compensation range (base pay): $141,440.00-$240,448.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/. For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20250780 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.